New US crypto market structure bill could limit crypto exchanges like coinbase to offer yield on stablecoins in order to protect traditional banks.

(79)inDeutsch D-A-CH•

Reblog

Derzeit gibt es einen Machtkampf zwischen Coinbase, dem White House und traditionellen Banken, ob Krypto-Exchanges wie Coinbase in Zukunft Stablecoins verzinsen dürfen oder nicht.

Ginge es nach den Banken, würden sie das gerne unterbinden, da sie darin vermutlich eine Konkurrenz zu ihrem eigenen Geschäftsmodell sehen.

Auf der anderen Seite ist es in DeFi üblich für das Staken von Tokens Rewards zu erhalten.

Traditionelle Banken könnten auch auf Stablecoins aufspringen und ähnliche Produkte anbieten.

Denke, dass in Summe die Konkurrenz durch DeFi das Bankgeschäft beleben wird und Banken sich diesem Trend nicht ewig verschließen können.

Was meint ihr? Welche Seite wird sich eurer Meinung nach durchsetzen? Habt ihr Stablecoins oder Krypto auf Exchanges gestaked?

https://www.coinbase.com/

Coinbase CEO Seeks ‘Win-Win’ on Market Structure Bill in Davos Charm Offensive

https://decrypt.co/355117/coinbase-ceo-seeks-win-win-on-market-structure-bill-in-davos-charm-offensive

Trump Says He Hopes to Sign Crypto Market Structure Bill 'Very Soon'

https://decrypt.co/355289/trump-hopes-sign-crypto-market-structure-bill-very-soon

English

There is currently a power struggle between Coinbase, the White House, and traditional banks over whether crypto exchanges such as Coinbase will be allowed to pay interest on stablecoins in the future.

If it were up to the banks, they would like to prevent this, as they probably see it as competition to their own business model.

On the other hand, it is common practice in DeFi to receive rewards for staking tokens.

Traditional banks could also jump on the stablecoin bandwagon and offer similar products.

I think that, overall, competition from DeFi will stimulate the banking business and banks will not be able to ignore this trend forever.

What do you think? Which side do you think will prevail? Have you staked stablecoins or crypto on exchanges?

·inDeutsch D-A-CH·by

(79)

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(38)

Could traditional banks offer similar reward-based products on stablecoins if crypto exchanges are limited?

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(57)

They've had decades to improve their tech and interest rates, and now that Coinbase is eating their lunch, they want the government to step in. I've staked stablecoins before, and honestly, once you see those daily rewards hitting your account, it's hard to go back to a traditional savings account that offers basically nothing.

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(75)

Ich fand es schon erstaunlich wie einfach Brian Armstrong da einen Stop gesetzt hat. Denke man wir Coinbase und Co entgegen kommen.

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(72)

i don't think banks want to jump in crypto now considering the big reds around, even if it's stables

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(76)

This idea is the same as if you were to tell your neighbor that he can't milk his cows anymore, because he can process the milk better then you and then because your sales are not going well anymore when he sells all and you are stuck for old time. Now all the neighbors are going to shut down their production because one idiot can't keep up with the competition. This is why banks and the US have a stupid habit of owning everything, they can't compete with a real free market.

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(51)

It will be difficult for Coinbase as those Big Banks have more power and influence on the state

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(52)

Dass die Banken damit nicht so happy sind ist logisch. Bin gespannt was raus kommt aber irgendwann müssen sie aufspringen. Finde ja auf hive auch die 15% Apr auf hbd heavy. Oder binance/coinbase die usdc stake rewards da kann keine Bank mithalten

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(72)

Ausser HBD habe ich gar keine Stablecoins, ausser ein paar, die ich geschenkt (Airdrop) bekommen habe. Gestaked habe ich nur Solana auf einer Exchange.

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(74)

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(76)

I think it's a tough decision, but I did have some stablecoins staked at one point, but it was in Blockfi, and that went bankrupt. So I am not sure if I support it or not.

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(28)

Coinbase vs banks, yields on stablecoins could shake up finance. DeFi’s model wins if it spreads beyond crypto.

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(68)

Traditional banks are very wrong with this move

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